Hong Kong tenancy guide
WeCredit Sources and Limitations
Understand reviewed community records, bankruptcy information, legal-case mentions and premises licences. WeCredit is not an official credit rating.
Quick answer
WeCredit combines four source categories: reviewed community records, bankruptcy records, legal-case mentions and government premises licences. They describe different matters and should be read separately; none turns a name match into verified identity.
Four source categories
| Source | Important limit |
|---|---|
| Reviewed community records | A platform submission and review are not a court finding. |
| Bankruptcy records | Check the person, event date and current status with the official service when needed. |
| Legal-case mentions | A mentioned person may have different roles; a mention is not a conviction. |
| Premises licences | Address or business information, not a personal credit score. |
Assess a result
- Read the source and relevant dates.
- Distinguish a possible name match from a confirmed identity.
- Check the event, role and any response or correction.
- Separate no matches from an unavailable source.
When official confirmation is needed
Go to the original authority for a current official search or document. WeCredit does not replace the Land Registry, Official Receiver’s Office or the courts. The presence or absence of a platform result should not be described as a guarantee of reliability.
Corrections and privacy
Use the support or correction route for a specific inaccurate item and provide only the material needed to examine it. Do not publish identity documents or private lookup results to resolve a disagreement.
Hypothetical example
A person’s name appears in a judgment. Read their role and the decision before interpreting it; the mention alone does not prove rent arrears or a conviction.
Frequently asked questions
Is this a credit report?
No. It is supporting information from different sources, not a credit rating.
Does no result mean a tenant is safe?
No. It only describes what the sources returned for that search.
Sources and further reading
General Hong Kong tenancy information. Check current official requirements and obtain advice for your circumstances.